Proudly Announcing a New Member to the Resolution Home Loans Team: Candece Cavalieri Press Release For Immediate Distribution Sunrise, FL (December 14, 2021) - Resolution Home Loans, a division of Hamilton Group Funding, Inc. (NMLS 381561) is happy to announce the addition of Candece Cavalieri to our growing team as Relationship Manager. Candece brings with her over 25 years [...]
Proudly Announcing a New Member to the Resolution Home Loans Team: Hector Meneses Press Release For Immediate Distribution Sunrise, FL (December 4, 2021) - Resolution Home Loans, a division of Hamilton Group Funding, Inc. (NMLS 381561) is happy to announce the addition of Hector Meneses (NMLS 1131150) to our growing group of mortgage loan originators. Hector Meneses is a native [...]
Understanding Income Calculation
As mortgage professionals, we are determining the income we can use to qualify borrowers for mortgage financing every day. There are three major entities who purchase mortgage backed securities, Fannie Mae, Freddie Mac, and Ginnie Mae. Fannie Mae and Freddie Mac set the rules for Conventional financing and Ginnie Mae for loans insured by the Federal Housing Administration (FHA) [...]
Closing Costs – Customary Doesn’t Mean Mandatory
Have you ever heard, “you have to pay that fee because it is customary in this area?” This can be told to buyers and sellers alike depending on the fee. While there are fees that are customarily paid by one party or the other they can still be negotiated. Customary doesn’t mean legally or mandatory. In Florida, most Real [...]
Four Mistakes Buyers Make When Purchasing a Home!
Buying a home is the single biggest financial choice in most people’s lives. There are many factors that go into this decision, including formulating a budget, determining which neighborhood is best, schools, traffic, proximity to work, shopping, and the list goes on. Many buyers, whether first-time or veteran home buyers take the necessary steps to ensure they are making [...]